Found that perfect gift for a loved one, or just discovered a watch that would suit you down to the ground? Here at Herbert Brown we will not only be able to help you find that perfect item, but we can now also help spread the cost.
As with all Herbert Brown stores, our website is now offering you the perfect way to easy the burden of paying for your item in one go. We are now offering you the option to use our popular layaway payment system.
So what is a layaway system?
Herbert Brown is a company steeped in tradition, and has always offered a layaway system for all our store customers and we see no reason not to extend this to all our website customers as well.
A layaway is a way to purchase an item without paying the entire cost at once. Rather than taking the item home and then repaying the debt on a regular schedule, as in most instalment plans or hire purchases, which end up costing you additional credit charges. You pay a set amount each month until the item is fully paid for. Once payment is completed, your item will be sent directly to you.
Why would I use layaway service?
As most of our items are unique products, you will be able to find your perfect item on Monday, but by Wednesday it has been sold: to the delight of its new owner, but devastating to you as you had your heart set on that unique piece of jewellery. With over 30 shops and now our new website, our products are selling faster than ever. The layaway option allows you to have your chosen item held in our safe so that no one else can purchase it.
So what will it cost me to put an item on layaway?
We ask for an initial deposit of 20% to hold your item for you. We will then take 3 equal payments over the next 3 calander months. There wil be NO hidden charges, NO charge for credit, NO credit checks and NO way your item can be sold to anyone else.
Example:
Diamond Ring – total cost £1800.00
Deposit - £360.00
3 x equal payments of £480.00
How do I start my layaway?
After you have chosen your item, send our Sales Team an e-mail with your name, address, contact number and of course the product code of your desired item. One of our experienced sales team will call you back within 24 hours.
Please note that if you decide that you no longer require your chosen layaway item, we are happy to refund any of your monthly payments you may have already made, but your 20% deposit is not refundable.
