Are you covered?
It is important to ensure that you have adequate insurance – especially on items of particular value such as jewellery.
Often people rely on household insurance to cover their precious jewellery, but unless you have a recent quality valuation of the individual items, or pay a significant premium on each individual piece it may not be sufficient. When you insure your jewellery with Herbert Brown a full health check is undertaken which allows any faults – like bent claws on a diamond ring – to be corrected to hopefully prevent the unthinkable from happening.
What Does Herbert Brown Insurance cover ?
- We provide Instant Cover.
- Our insurance cover will provide either a 12 month or 3 year extended option.
- Simple certificate with the minimum of exclusions.
- Cover anywhere in the UK plus up to 30 consecutive days elsewhere.
- All items insured against physical loss or damage including theft and accidental loss.
- Claims Settlement exclusively by repair or replacement via your jeweller (N.B. there is no Cash settlement option).
- Maximum for any one item of jewellery is £5,000. Reducing to £1,500 for any one watch.
- Maximum jewellery that can be insured per household is £10,000.
- No excess applied to losses (typical home insurance has a minimum £50 excess).
*Conditions apply. Contact your local store for more details.
Call into any of our branches to arrange for instant cover on any product purchased from us, or bring in your jewellery for a valuation / health-check if you require insurance on any items purchased from elsewhere.
A specimen policy wording, detailing the full cover terms and conditions, is available upon request.
